Chapter 2 - Section 2.3 - SubSection 2.3.1

State/UT-wise Loan Outstanding (Rs in Cr.)

Loan outstanding has decreased in states like Manipur (-18.07%) and Punjab (-3.47%) due to local issues, while major states like Uttar Pradesh (37%) and Karnataka (35%) saw significant growth. The microfinance sector is shifting, with NBFC-MFIs increasing their market share to 39%, overtaking banks, which have dropped to 33% due to new regulatory norms.

India Country

Loan Outstanding (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Outstanding)

100 %

0 %

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March 2023

0

Industry

March 2024

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Industry

Loan Outstanding (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Outstanding)

Loan Outstanding (in Cr.)

Growth(%)

Market Share of micro-lenders in terms of Loan Outstanding (in %)

Loan Outstanding (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Outstanding)

S. No.	State/UT	March 2023	March 2024	Y-o-Y Growth (in %)
1	Bihar	49181	65487	33 %
2	Tamil Nadu	46403	58239	26 %
3	Uttar Pradesh	33844	46304	37 %
4	Karnataka	31588	42560	35 %
5	West Bengal	30962	40328	30 %
6	Maharashtra	27453	33304	21 %
7	Odisha	20444	25615	25 %
8	Madhya Pradesh	20882	24870	19 %
9	Rajasthan	15608	18144	16 %
10	Kerala	12752	14159	11 %
11	Jharkhand	10680	13118	23 %
12	Gujarat	10138	13107	29 %
13	Andhra Pradesh	5903	8346	41 %
14	Assam	5974	7410	24 %
15	Chhattisgarh	6205	7390	19 %
16	Haryana	5801	6236	8 %
17	Punjab	5889	5684	-3 %
18	Telangana	3431	5015	46 %
19	Tripura	1901	2314	22 %
20	Uttarakhand	1695	2077	23 %
21	Puducherry	678	842	24 %
22	Delhi	650	795	22 %
23	Goa	135	195	45 %
24	Himachal Pradesh	173	182	5 %
25	Others	92	172	88 %
26	Sikkim	98	133	36 %
27	Meghalaya	100	129	29 %
28	Mizoram	95	121	28 %
29	Manipur	127	104	-18 %
30	Jammu & Kashmir	75	83	11 %
31	Arunachal Pradesh	43	81	87 %
32	Nagaland	47	55	17 %
33	Chandigarh	52	54	4 %
34	Andaman & Nicobar	14	20	43 %
35	Daman & Diu	13	16	26 %
36	Dadra & Nagar Haveli	6	9	55 %
37	Ladakh	0.02	0.03	31 %
	Industry	349130	442700	27 %

Bharat Microfinance Report

Fostering Inclusive Impact Finance

Outlook for Microfinance

Review for Microfinance

Review of Microfinance Operations in the country

Growth for Microfinance

Performance of NBFC-MFIs

Operational Eminence

Bank Linkage Programme

Operations of MLIs

Parametric Insurance

Expanding micro credit

Geographical Spread

Select & View Tables

Chapter 2 - Section 2.3 - SubSection 2.3.1

State/UT-wise Loan Outstanding (Rs in Cr.)

India Country

Loan Outstanding (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Outstanding)

March 2023

0

March 2024

0

2.2 Number of Loans Accounts and Unique Borrowers (in lakhs)

2.3 Loan Outstanding (Rs in Cr.)

2.6 Loan Disbursement

Chapter 2 - Section 2.3 - SubSection 2.3.1

State/UT-wise Loan Outstanding (Rs in Cr.)

India Country

Loan Outstanding (₹ in Cr.) of all micro-lenders across States/UTs - March 2024 & March 2023 (in descending order of Loan Outstanding)

March 2023

0

March 2024

0